Kaufman and Canoles

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Restaurant Client Alert - Summer 2014
Beware of using your restaurant name in multiple locations without federal or state service mark protection or a written agreement with all subsequent users of the restaurant name.
By Stephen E. Story, Robert E. Smartschan, Nicole J. Harrell and Franchising

Tila-Respa, One of the Most Expensive Changes in Decades
E. Andrew Keeney presented TILA-RESPA, One of the Most Expensive Changes in Decades at the NAFCU 47th Annual Conference on July 23, 2014. Click on the pdf icon above to access the presentation.
By E. Andrew Keeney and Lender Representation

Credit Union Legal Update - Summer 2014 2nd Edition
- Funds in Child’s Joint Account with Father Properly Seized to Satisfy Father’s Debt
- Account Held as Tenants by the Entirety Subject to Garnishment to Satisfy Debt of One Spouse
- Judgment Against Auto Wholesaler Who Failed to Deliver Title Dischargeable in Bankruptcy
By Brian O. Dolan

Private Client Services Update - Trust Directors & Family-Business Succession: New Virginia Laws Warrant Careful Planning
Many families build their wealth by successfully operating an active trade or business (i.e., a family-run business). Often, however, a single generation (or perhaps two generations) of family members operates and manages the business.
By Christopher S. Johnson and Private Client Services

Private Client Services Update - Estate Planning With Small Captive Insurance Companies
The use of captive insurance companies has ballooned in recent years. The reasons are many, including traditional insurance companies narrowing the areas of risk they are willing to cover, ever increasing premiums charged by traditional carriers, a desire of insureds to have more control over policy terms, cost efficiencies available through the use of captive insurance companies, and wider recognition of the substantial tax and estate planning benefits associated with captives.
By David Kamer and Private Client Services

Employment Law Update - Summer 2014
- K&C's Annual Employment Law Update: Educating Employers for 30 Years
- Specific Smart Phone Policies Now Recommended
- 4th Circuit Confirms Employer Liability for Third-Party Harassment
- Court Clarifies ADAAA Coverage of Short Term Disabilities
- Large Employers Face New ACA Reporting Requirement
By Labor & Employment

Cybersecurity Client Alert - HHS Releases HIPAA Security Risk Assessment Tool
Organizations that have access to electronic protected health information should be aware of a new tool that is available to assist in achieving compliance with the Health Insurance Portability and Accountability Act (“HIPAA”) security regulations (the “Security Rule”).
By Laura Dickson Rixey, Jason R. Davis and Cybersecurity Response Team